Slave To The Lender

We went to the second session of our FPU class last night. The topic for this week is cash flow planning — the dreaded “budget”. This word brings up some unpleasant thoughts for so many people. When you spend all of your money on paper, there is no question where it is going. Doing a budget airs dirty laundry, so to speak. (more…)

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I hate budgeting. With a passion. So I had to find something that would work without being a total pain. I learned about the envelope system. (more…)

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