Slave To The Lender

Getting out of debt…staying out of debt…and building our future.

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15 Weeks and Counting…

May 30th, 2007 by Lesa · 2 Comments

Well as of a week ago, we are official graduates of Financial Peace University. And just like traditional schooling, now comes the hard part - continual application of what we’ve learned. We are definitely off to a good start. After just 15 weeks from when we began the class (including proper use of a tax return, sale of a riding lawnmower, and delving into a couple of Ebay auctions) Bryan and I have officially eliminated $10,600 in debt. [Read more →]

→ 2 CommentsTags: Debt · FPU

  • A funny story about what happened when Dave went to buy a new washer for his wife. (2)
  • If you recently upgraded to WordPress 2.1.1 you really need to upgrade to 2.1.2 due to a serious security flaw. (0)

Universal Default–When “Fixed” Is Not Fixed

March 5th, 2007 by Bryan · No Comments

The credit card companies are always coming up with some scheme to extract more money from you and me. Universal default is yet another one of these shady tactics. Are you at risk? [Read more →]

→ No CommentsTags: Debt

  • It’s official! Suze Orman has come out of the closet. She always did have that…umm…gay look. Oh, and her net worth is $25 million. I think these two things put her out of touch with the average American. (0)

Prosper.com–The New Payday Loan?

March 1st, 2007 by Bryan · No Comments

I have recently been intrigued by a lending site called Prosper.com. The concept is not new–peer to peer lending–but this is the Internet’s first foray into this. I don’t see something like this competing seriously with banks and credit lenders, but I do see this as a serious option for users of payday loan services. [Read more →]

→ No CommentsTags: Investing

  • The other morning I was getting ready for work while my daughter was watching Lamb Chop’s Play-Along. How did our children move from this all the way to Bratz dolls? The answer–they didn’t. Our stupid media culture and parental apathy pushed it on them. I’m tired of it. (0)
  • YNAB is an extensive Excel spreadsheet based software package that helps with zero-based budgeting. I want to try it, but I haven’t got $19.95 yet. I guess I could budget for it though. (1)

FPU–Session Three

February 26th, 2007 by Bryan · No Comments

FPU CrestAt last, the monthly budget cash flow plan is done! This week’s session was extremely informative–we talked about money and relationships. Since I am married, I can use all the help I can get. In our family, my wife is the “nerd”, and I am the “free spirit”. Unsuprisingly, she is also the saver, and I the spender. [Read more →]

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